Terms of Service

1) Eligibility

You must be at least 18 years old and able to form a legally binding contract to use the Service. By using the Service, you represent that you meet these requirements and that the information you provide is accurate. The Service is intended for use in the United States; we make no representation that it is appropriate or available elsewhere.

2) Informational use only — not professional advice

Bonus Sitter provides tools for discovering, organizing, and tracking publicly available offer information. We do not provide legal, tax, financial, accounting, banking, or investment advice, and nothing in the Service is a recommendation to open any account or pursue any offer. Annualized-return figures, feasibility labels (such as "doable now", "wait", or "not doable"), capacity estimates, fee and early-termination calculations, and generated task timelines are informational estimates based on the data and assumptions available to us. They may be wrong or incomplete, and you should not rely on them as a substitute for professional advice or your own judgment. You are solely responsible for your financial decisions.

3) Accuracy of offer data

Offer details are curated manually and from third-party sources, and bank offers, terms, eligibility rules, and availability change frequently and without notice. We do not warrant that any offer information is accurate, complete, current, or applicable to you. Before acting on any offer, you must verify all details — including eligibility, requirements, fees, and deadlines — directly with the bank or provider.

4) Financial, credit, and tax risk

Opening and closing bank accounts to earn bonuses carries real risks that you assume entirely. These can include, without limitation: hard credit inquiries and effects on your credit; ChexSystems or similar reporting; denial, suspension, or closure of accounts; forfeiture or clawback of bonuses already paid; account fees and early-termination fees; and tax consequences (bonuses are generally taxable income and may be reported by banks to tax authorities). We do not guarantee any financial outcome, and we are not responsible for any of these consequences. Consult a qualified professional about your specific situation, including tax reporting.

5) No guarantee of bonus outcomes

We cannot guarantee that any offer remains active, that you qualify, that you will satisfy an offer's requirements, or that a bonus will be paid in any amount or at all. Offer terms, bank policies, and eligibility rules are controlled by the banks and providers, not by us, and can change at any time.

6) Your account

You must provide accurate account details and keep your credentials secure. You are responsible for all activity that occurs under your account, and you agree to notify us promptly of any unauthorized use. You may delete your account at any time from your account settings.

7) Acceptable use

You agree not to:

• misuse the Service, interfere with its operation, or attempt to disrupt or overload it;
• attempt to gain unauthorized access to the Service, other users' data, or our systems;
• scrape, harvest, or bulk-extract data from the Service except as expressly permitted;
• submit false, misleading, infringing, or unlawful content; or
• use the Service to violate any applicable law or the rights of others.

8) User submissions

If you submit offer details, corrections, screenshots, comments, or other content ("Submissions"), you represent that you have all rights necessary to submit that content and that it does not violate any law or third-party right. You grant Bonus Sitter a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to host, store, reproduce, modify, display, and otherwise use your Submissions to operate, provide, and improve the Service — including using submitted offer information in our offer database and, where applicable, in community-visible features. You also grant us the right to use feedback and suggestions you provide without restriction or obligation to you. We may remove or decline to use any Submission at our discretion.

If you believe content on the Service infringes your intellectual property rights, please notify us through our contact page with enough detail to identify the content and your claim, and we will respond appropriately.

9) AI-assisted features

Some features use automated and AI-assisted processing — for example, parsing offer details from screenshots you submit. These features can make mistakes, and their output is not authoritative. You are responsible for reviewing and confirming any AI-assisted output before relying on it.

10) Third-party services and offers

The Service references banks, providers, and offers operated by third parties and may link to their websites. We do not control and are not responsible for third-party offers, terms, products, websites, or conduct, and your dealings with any third party are solely between you and that third party. The Service also relies on third-party infrastructure providers, as described in our Privacy Policy.

11) Fees

The Service is currently provided free of charge. We may introduce paid plans or features in the future. If we do, we will present the applicable pricing and payment terms before you incur any charge, and your purchase or continued use of a paid feature will be subject to those terms.

12) Our intellectual property

The Service, including its software, design, text, and curated offer database (excluding your Submissions and third-party content), is owned by Bonus Sitter and protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial bonus tracking. You may not copy, modify, distribute, sell, or create derivative works from the Service except as expressly permitted.

13) Availability, changes, and termination

We may modify, suspend, or discontinue all or part of the Service at any time. We may also suspend or terminate your access if you violate these Terms or if we reasonably believe it is necessary to protect the Service or other users. You may stop using the Service and delete your account at any time. Sections that by their nature should survive termination — including Submissions licenses, disclaimers, limitation of liability, indemnification, and dispute resolution — survive.

14) Disclaimer of warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement, to the fullest extent permitted by law. We do not warrant that the Service will be uninterrupted, error-free, secure, or that any information it provides is accurate or current.

15) Limitation of liability

To the fullest extent permitted by law, Bonus Sitter and its operators will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, bonuses, savings, data, or goodwill, arising from or related to your use of (or inability to use) the Service, even if we have been advised of the possibility of such damages. To the fullest extent permitted by law, our total aggregate liability for all claims relating to the Service will not exceed the greater of the amount you paid us for the Service in the twelve months before the claim arose, or US $100. Some jurisdictions do not allow certain limitations, so some of these may not apply to you.

16) Indemnification

You agree to indemnify and hold harmless Bonus Sitter and its operators from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your Submissions, your violation of these Terms, or your violation of any law or third-party right.

17) Governing law and dispute resolution

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict-of-laws rules.

Informal resolution. Before filing a claim, you agree to contact us through our contact page and attempt to resolve the dispute informally for at least 30 days.

Binding arbitration. Except as noted below, any dispute arising out of or relating to these Terms or the Service that is not resolved informally will be settled by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, seated in Virginia (or conducted remotely or in your home county where required). Judgment on the award may be entered in any court of competent jurisdiction.

Class-action waiver. You and Bonus Sitter agree that disputes will be brought only in an individual capacity, and not as a plaintiff or class member in any class, consolidated, or representative proceeding.

Exceptions. Either party may bring an individual claim in small-claims court, and either party may seek injunctive relief in court for intellectual-property or unauthorized- access matters.

Opt-out. You may opt out of this arbitration and class-waiver section by notifying us through our contact page within 30 days of first accepting these Terms. If you opt out, disputes will be resolved in the state or federal courts located in Virginia, and you and Bonus Sitter consent to the jurisdiction of those courts.

18) Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above, and for material changes we will provide additional notice (such as an email or in-app notice). Your continued use of the Service after changes take effect means you accept the updated Terms.

19) General

These Terms and the Privacy Policy are the entire agreement between you and Bonus Sitter regarding the Service and supersede any prior agreements. If any provision is held unenforceable, the remaining provisions stay in effect. Our failure to enforce any provision is not a waiver of it. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or transfer of the Service. We are not liable for failures or delays caused by events beyond our reasonable control.

20) Contact

Questions about these Terms? You can reach us through our contact page.